Number Crunchers are People Too.
It’s true — we DO love crunching numbers. We love ferreting out errors, streamlining bookkeeping processes and putting your books into perfect alignment. Is that so wrong? But we’re more than that too. We’re foodies, and golfers, sci-fi fans and travel buffs. We’re friendly and eager to learn more about your business and how we can make your life easier. Read more more about our versatile staff of number crunchers. Or, if you think you’d like to join our great team, check out our job postings, here.
Josh Karlson
Managing Director
“I take pride in providing accurate, timely financial information that empowers our clients to make confident business decisions. And yes—I really do love my debits and credits.”
Josh Karlson represents the next generation of leadership at Ledgers. After starting with the firm while attending college, he earned his accounting degree from San Francisco State University before spending several years in public accounting, specializing in tax and audit services with a focus on the construction industry.
Today, Josh is proud to continue the family business, helping clients with accurate financial reporting, practical guidance, and personalized service. He is committed to building lasting relationships and providing the reliable support businesses need to succeed. Josh resides in Hercules, California, with his wife and two children and enjoys spending time exploring the area’s local walking and hiking trails.
Kristy Waterman
Account Supervisor
“I want my clients to feel as if I am an extension of their team: knowledgeable and a perfect fit for their business.”
Kristy Waterman applies her extensive business experience to help her clients every day. She goes beyond balancing the books and providing accurate data. Kristy treats each client’s business as her own – always seeking a better and more cost-efficient solution. Outside of work Kristy’s high energy has earned her “fun aunt” status. And, when she’s not cheering for the Fighting Irish of Notre Dame, she can be found soaking up the vitamin D and doing yoga.
Andrea Collins
Bookkeeper
“My goal is to give my clients back their time and peace of mind so they can run their business with confidence and clarity.”
Andrea brings over 13 years of accounting experience to her clients. With a keen eye for detail and a knack for keeping things organized, Andrea handles everything from day-to-day transactions and bank reconciliations to payroll and financial reporting. Fluent in Spanish, she is able to serve a wider range of clients with the same level of care. She has a genuine passion for helping businesses thrive by providing accurate and useful data. When she’s not balancing the books, Andrea is busy balancing life with her husband and two young boys. She can usually be found cheering (loudly) from the sidelines at soccer and t-ball games.
Teresa M. Karlson
Email: teresa@ledgersteam.com
Mike Karlson
Email: mike@ledgersteam.com